The freedom to be successful.
SolutionsSupport for struggling businesses
‘My passion is to stop other businesses going through what I did. I genuinely believe Drummond Melville can help any struggling business. ‘
‘I’ve been there. I knew I had debt, but I never for a second thought I’d lose my business. In 2008 (on my birthday) at 11:30 am my accountant broke the news that I was trading insolvent. My dreams were crushed in a 45-second phone call. Advised to call in the liquidators, my business was dismantled and auctioned off to the highest bidder, I lost my £250,000 investment’
‘I had options, but I didn’t know that at the time, I listened to my accountant’s advice – speak to an insolvency specialist, big mistake. We quickly fell behind on our payments to the revenue and couldn’t find a bank or investor to help us pay off our revenue debts and had to close down our stores.
David Morgan, Managing Director, Drummond Melville.

‘My passion is helping businesses who are facing financial difficulties. Because I’ve been there, I had debt, and ignored it. Then I lost my business.’
Make your business indestructible
The Covid pandemic has caused problems for many businesses – less money coming in and fewer customers (in some cases no customers).
You know you can be successful, but you need a little help to get there. That’s where we step in. Our team of Business Support Specialists help with alternative borrowing solutions, repayment of government loans, reducing monthly debt, and reducing costs. So you can take back control.
We offer alternatives solutions to CVAs, insolvency and administration.
Give us 48 hours, we guarantee a solution. There isn’t a business we haven’t been able to help.
Why contact us?
Five Reasons:
- Take back control of your business and finances.
- Free advice on government loans. Our Business Support Specialists can help with repayment of Bounce Back Loans – you could take a payment holiday, extend the term of your loan, or arrange interest-only payments.
- Look at your costs. We can help with those fixed costs that are too high to manage, like renegotiating the terms of your lease or even relocating to cheaper premises.
- Reduce your business debt (by up to 80%!). We have a team of experts who can help with payment plan solutions, buying you time to take back control.
- Private Investors. Individuals who WANT to invest in your business, we have loads of them waiting in the wings to help you.
We’ve helped businesses with debts as low as 10k up to 1.2 million and worked with over 130 businesses – large and small. We’ve turned around businesses with multi-million-pound asset portfolios, restructured debts, and rebuilt the balance sheet from the ground up.
‘My passion is helping businesses who are facing financial difficulties. Because I’ve been there, I had debt, and ignored it. Then I lost my business.’

We lend up to 50% of the value of their assets at a fixed interest rate of 20%. We don’t use personal guarantees or credit checks, just an independent valuation of the assets.

We put forward a bespoke repayment proposal to HMRC based on what the business can realistically afford. The staged repayments then allow our client to focus on more immediate outgoings such as wages, utilities and rent.

Our team finds solutions which benefit our client and their creditors alike. We work hard to reduce our client’s costs, stabilise cash flow and protect our client’s assets, employees, brand and reputation.
Wipe out over 80% of your business debt
What you owe
Your monthly repayments
£66k Bank
£24k Credit card
£95k HMRC
£16k Rates
Total debt
£201k
Old
£6,188
New
£1,675*
*Fixed for 24 months
What you owe
£66k Bank
£24k Credit card
£95k HMRC
£16k Rates
Total debt
£201k
Your monthly repayments
Old
£6,188
New
£1.675*
*Fixed for 24 months
work with us
Take a look at the FAQs below to see how we can work together. Please fill in the form below to request a call back or give us a call on
0845 544 1263 to find out more.
what do I have to do?
why should I work with you?
who are you looking to work with?
Call us, send us an email or fill in the form and we’ll get in touch. We’d love to talk to you in more detail about we can work together.
Drummond Melville Ltd
9-10 St Andrew Square
Edinburgh
EH2 2HF